On August 21, 2025, Axios San Diego reported Insurify’s projection that average full-coverage auto in California could rise about 7% between June and December if tariffs stayed in place, versus about 4% without them — $2,711 versus $2,635 on that forecast. California was not the most expensive state. It was on the list of markets expected to move fastest.
Tariffs hit insurance through imported parts. A bumper cover or a windshield module that used to be a two-day part becomes a four-week part, and shops bill storage and labor while they wait. Add wildfire-related comprehensive claims from earlier in the year and the filing does not need a new accident on your record.
If you commute in San Diego County, ask whether the renewal is a statewide filing or a change in your miles. Keep photos of prior repairs. Total-loss valuations get sloppy when parts prices are moving.
If this is on your renewal, call the office at (619) 420-8600 or start a quote. We will tell you what the market will actually write.
Sources: Axios San Diego, August 21, 2025.