Home, auto, the FAIR Plan, workers’ compensation, and contractor coverage, from the Chula Vista office.
Business and Professions Code section 7125.4 sets a $10,000 minimum penalty for a sole owner and $20,000 for a company that employs workers without workers’ compensation. The license…
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The WCIRB raised experience-rating eligibility from $10,800 to $11,700 of expected losses for rating dates on or after September 1, 2026. Expected loss rates now show three decimals.
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For policies on or after September 1, 2026, the WCIRB set a $66,300 minimum and a $171,600 maximum for executive officers, partners, individual employers, and LLC members.
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Consumer Watchdog counted 12,189 new-policy commitments in rate filings since January 2025. The Department of Insurance says that count is incomplete. The FAIR Plan still held about 697,000…
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AB 69, signed September 27, makes the California FAIR Plan send a one-page notice at every renewal telling people to shop with their broker. Data sharing with private…
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Senate Bill 876, by Chula Vista’s Steve Padilla, was chaptered September 27. Insurers must offer at least 50% extended replacement cost. The department says the law starts phasing…
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Triple-I’s new brief says 15% of California homeowners policies written last year sat outside the admitted market. E&S share is 7.3%. FAIR Plan exposure is $768 billion. The…
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Senate Bill 876, authored by Steve Padilla of Chula Vista, would require insurers — including the FAIR Plan — to offer at least 50% extended replacement cost and…
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California’s advisory workers’ compensation rate moves 6.6% on September 1, 2026, as cumulative trauma claims climb to 16.5% of the system. What contractors in Chula Vista should do…
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On August 7, San Francisco’s district attorney arraigned the owners of An Dun Construction on workers’ compensation premium fraud, payroll-tax charges, and allegedly discouraging an injured worker from…
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The California FAIR Plan’s 29.1% rate increase takes effect October 15, 2026. The plan had asked for 35.8%. Enrollment was already at record levels after the 2025 L.A.…
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An August 16, 2026 Los Angeles Times piece laid out the new commercial-property playbook: less admitted appetite, more mitigation, surplus lines, and for some risks, captives. Shopping three…
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