Home, auto, the FAIR Plan, workers’ compensation, and contractor coverage, from the Chula Vista office.
A 2026 bill, AB 311, would let California auto insurers use optional driving-behavior data in pricing — breaking a Proposition 103-era bar. CDI staff and Consumer Watchdog oppose…
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August 2026 earnings showed California personal auto splitting. Mercury’s combined ratio improved. Kemper’s specialty book did not. IRC data said California BI and PIP claim costs rose 18%…
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Every one of California’s 16 construction dual-wage pairs gets a new hourly line on September 1, 2026. Miss it and the audit puts that payroll on the expensive…
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On July 31, 2026, Farmers filed an upgraded business-owners rating plan: more than 1,500 new policies in wildfire-distressed areas over two years, aimed at retail, shops, apartments, and…
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The WCIRB’s 2026 State of the System report said premium growth leveled off while cumulative trauma kept claim frequency up, medical costs rose, and loss-adjustment expense hit records.…
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On July 10, 2026, Commissioner Lara adopted a $1.65 advisory pure premium rate — 6.6% up, below the WCIRB’s 10.4% request. Contractors renewing in the fall should still…
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In June 2026 the California Department of Insurance said Zurich US had submitted a commercial property rate filing under the Sustainable Insurance Strategy, committing to expand in wildfire-distressed…
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In May 2026 Farmers’ Sustainable Insurance Strategy homeowners filing was approved. The company said new business in distressed areas was already up about 10%. That is how you…
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On April 24, 2026, Travelers said it would expand homeowners availability in California under Commissioner Lara’s Sustainable Insurance Strategy — the first top-10-style commitment since the 2025 L.A.…
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In early 2026 State Farm Mutual Automobile filed to cut private-passenger auto rates in California by 6.2% after a 17.7% hike in the prior cycle. Physical-damage losses were…
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In November 2025 the WCIRB signed off on raising 13 of 16 construction dual-wage thresholds by $2 to $5 an hour, effective September 1, 2026. Carpentry moves from…
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In October 2025 regulators let major insurers recoup part of the FAIR Plan’s $1 billion fire assessment from their own customers. State Farm’s homeowners fee averaged about $50…
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