Notes on workers’ comp, contractor coverage, certificates, and keeping a local business insured in California.
On November 14, 2024, Commissioner Lara sent the wildfire catastrophe-modeling regulation to the Office of Administrative Law. Insurers that use the models must write more in wildfire-distressed ZIP…
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Industry RateWatch data showed California’s largest auto writers averaging a 16.2% approved increase in 2024 after 12.6% in 2023. Personal auto in this office felt it on clean…
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On September 22, 2024, Governor Newsom signed SB 1455, delaying the universal CSLB workers’ compensation requirement from January 1, 2026 to January 1, 2028. Roofers and the 2023…
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California is the only state that splits construction class codes by hourly wage. The 2023 review’s new thresholds applied to policies incepting September 1, 2024. Payroll on the…
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Roofers, concrete, HVAC, asbestos, and tree-service licenses already need workers’ compensation even with no employees. Anyone with a helper on the job needs it too — 1099 paper…
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Starting July 3, 2024, some State Farm customers facing nonrenewal could keep a companion policy by putting fire on the California FAIR Plan. It is coverage. It is…
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After years of little movement under Proposition 103, California’s largest auto insurers took double-digit rate increases in 2023 and 2024. That is why a clean San Diego driving…
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State Farm’s 2024 California property nonrenewals — about 72,000 policies including roughly 30,000 homes — left a lot of households hunting for a FAIR Plan or a difference-in-conditions…
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Whether you're a seasoned contractor or just starting out, safeguarding your valuable assets against unforeseen risks is paramount for the longevity and prosperity of your business. That's where…
Read more →Get a Quote Call Now Cyber Safety Net: Mainline Insurance’s Solutions for Small Business Security In today’s connected world, small businesses face an invisible but potent threat—cyber attacks.…
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In today's fast-paced digital landscape, insurance companies strive to provide seamless and convenient services to their clients. Mainline Insurance is no exception, constantly innovating to meet the evolving…
Read more →Get a Quote Call Now Audit Armor: Mastering Workers’ Comp and Avoiding Audits with Mainline Insurance’s Expert Insights Navigating workers’ comp insurance can be a daunting task, especially…
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